⚠️ Important Notice
StudioLights is an e-commerce platform that sells professional lighting equipment directly to customers. We are NOT a financial services provider, lender, or loan facilitator.
1. Nature of Services
StudioLights operates as an online retailer specializing in professional studio lighting equipment for photographers, filmmakers, and content creators. We sell products directly to customers through our e-commerce platform.
We are NOT:
- • A direct lender or financial institution
- • A loan broker or lending platform
- • A bank, NBFC (Non-Banking Financial Company), or credit provider
- • A loan aggregator or comparison service
2. Third-Party Payment & Financing Options
While StudioLights may offer financing options at checkout through third-party partners, please understand:
- • All financing is provided by independent third-party financial institutions
- • StudioLights does not make lending decisions or determine loan approval
- • Credit approval, interest rates, and terms are determined solely by the financing provider
- • We are not responsible for the terms, conditions, or practices of third-party lenders
- • Financing eligibility depends on credit checks and criteria set by the lender
Responsibility Disclaimer: Any financing arrangements you enter into are between you and the third-party lender. StudioLights is not a party to these agreements and bears no responsibility for loan approval, denial, terms, or servicing.
3. No Guarantee of Approval
Important: If you apply for financing through a third-party provider offered at checkout, StudioLights makes no guarantees regarding:
- • Approval of your financing application
- • The interest rate or terms you may be offered
- • The time required for application processing
- • Credit limit or financing amount availability
Loan approval depends entirely on the policies, underwriting criteria, and decision-making processes of banks, NBFCs, or other financial institutions providing the financing.
4. Product Information Accuracy
While we strive for accuracy, please note:
- • Product specifications, images, and descriptions are provided in good faith
- • Actual products may vary slightly from images due to photography and display settings
- • Technical specifications are subject to manufacturer updates without notice
- • Prices and availability are subject to change without prior notice
- • We reserve the right to correct errors in product information or pricing
5. Professional Use Disclaimer
Our products are professional-grade lighting equipment. Users should:
- • Read and follow all manufacturer instructions and safety guidelines
- • Ensure proper electrical connections and power requirements
- • Use appropriate safety equipment when operating high-intensity lights
- • Seek professional assistance if unsure about installation or usage
StudioLights is not responsible for injuries, damages, or losses resulting from improper product use, installation, or maintenance.
6. Third-Party Links & Services
Our website may contain links to third-party websites, services, or resources (including financing partners, shipping carriers, and payment processors). StudioLights does not endorse, control, or assume responsibility for the content, policies, or practices of any third-party sites or services.
7. Educational Content
Lighting tutorials, setup guides, and educational content provided on our website are for informational purposes only. While created by experienced professionals, results may vary based on individual circumstances, equipment, and skill level. StudioLights is not liable for outcomes based on following educational content.
8. Limitation of Warranties
Products are sold with manufacturer warranties. StudioLights provides products "as is" and disclaims all implied warranties to the extent permitted by law, including:
- • Warranties of merchantability
- • Fitness for a particular purpose
- • Non-infringement
- • Uninterrupted or error-free operation
9. Changes to Disclaimer
We reserve the right to modify this disclaimer at any time. Changes become effective immediately upon posting to our website. Continued use of our services after changes constitutes acceptance of the modified disclaimer.
10. Jurisdiction & Governing Law
This disclaimer is governed by the laws of the State of California, United States. Any disputes arising from the use of our website or services shall be subject to the exclusive jurisdiction of courts in Los Angeles County, California.
11. Contact Information
For questions about this disclaimer or any aspect of our services, please contact:
Email: legal@studiolights.com
Address: StudioLights Legal Department, 123 Creator Avenue, Los Angeles, CA 90001
Phone: +1 (555) 123-4567
Last Updated: January 2025. This disclaimer applies to all users of the StudioLights website and services. By using our platform, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.